Instant New Car Loan Online

The local train or bus may be there. But it is important to have your own car to avoid messing up situations during the last minute. Important meetings or parties, you just cannot afford to be late. The bus is not going to get you there on time. Yes, your car is the best solution.

Browse the internet for a secured auto loan. Go through as many web sites as possible. A single web site may do you no good or may give you very less info. As you browse, request as many quotes as possible. Most web sites give free no-obligation quotes. Once you have the quotes ready it becomes a lot easier to negotiate.

Take the quote with the lowest interest rate and EMI from your list, contact the concerned person through the web site and negotiate on the rate. Auto loan borrowers need to be a little careful when the rates on just one web site are very low as compared to all others. “Beware of scams” would be the message coming very loud and clear.

Try your best to negotiate on the processing fees. The lender may not be as bothered about those fees as much he is bothered about the borrower. Finding an individual in need of a car loan is much more important than the unnecessary service charges.

As long as you are an adult and are either salaried or self-employed, there’s no one who can stop you from getting the auto loan. Just keep a few documents ready to speed up the process. An address proof, photo identity proof and income proof are some of the mandatory documents to be submitted before availing the loan or before the auto-loan approval process. Salaried individuals should be working in the current organization for a period of at least one year. Self-employed individuals should have been in the business for at least two years.

Once your new car loan deal is finalized, the lender may ask you for the documents. A lot of paperwork may be involved and this would be a very critical part of the loan process. Do not neglect any of the terms and conditions. Get all your questions clarified before offering to sign the papers. Beware of hidden terms, conditions, fees and charges. The lender may try to make you act fast. But wait at this step. Reading the papers is very important and signing without complete knowledge can put you in trouble.

Once this is complete, your loan gets credited in no time. As mentioned earlier, the entire new car loan process is superfast and generally takes just a day or two.

If you haven’t heard the term ‘rev matching’ before here’s a brief summary of what it is and why it’s useful when driving.

Essentially, it’s a technique used in manual transmission vehicles to smooth downshifts and is the first step towards learning ‘heel and toe shifting’. But why are smooth shifts important I hear you ask! Well, on the road smooth gear changes will make the journey more comfortable and reduce wear on the drivetrain, and on the track they will make you a faster driver.

In the most extreme cases, failing to rev match when changing down can actually cause the driven wheels to lock momentarily due to the action of engine braking. You’ll only ever experience this if you’re really going for it on the track, but not matching the revs will cause unnecessary weight transfers in almost all cases which can upset the balance of the car and lead to passenger discomfort. Rev matching is almost always associated with corners, as you’ll usually need to slow down and select a lower gear on the approach before turning in.

To experience an demonstration of why rev matching is important, try changing down and release the clutch more quickly than you would normally – you’ll find this causes forward weight transfer and a jerky gear change. When driving fast on the track this will become even more exaggerated if rev matching isn’t used.

So, how do you do it?

Release the clutch.

Sounds easy, but determining how much to increase the engine speed before releasing the clutch will take practise, but eventually will become instinct. There’s no hard and fast rules, but any increase in revs will be better then none.

Click here for more information on rev matching, and other smooth driving tips

Click here for a step by step guide to heel and toe shifting – the next step towards good down shifts

Protect Your Car With a Parking Sensor

Backing up from your driveway or from a crowded parking lot can be very difficult. As a matter of fact, there are instances, wherein the reversing vehicle rams into another incoming car. If you want to protect yourself and your car from accidents, you need to install your vehicle with a parking sensor. This way, you will know if there is a car behind you as you back out from the parking lot. This will allow you to avoid accidents that might wreck your vehicle.

While you are backing out from the parking lot, it is difficult to see what is happening from the rear of your vehicle. Rearview mirrors offer little help, what with the limited view that you get from it. There are times, when you will not be able to notice other cars that are coming in or are also backing up. The worst thing that could happen, when you do not have a reverse parking sensor, is accidentally backing unto an individual. If this happens, you could be in to a huge trouble, especially with lawsuits and liabilities.

When you install a parking sensor to your vehicle, you are capable of avoiding accidents. Or else, you will be able to avoid causing injuries to other individuals. The sensors will act as your guide, detecting objects or people that are behind your vehicle. If the sensor detects something, it will give you a warning that you are about to hit something or someone. Generally, a reverse parking sensor is located at your car’s rear side. It is linked to a device that is placed within your vehicle; warning you each time you are getting too near to a pole, another car, or a person.

 There are a lot of sensors that utilize an ultrasonic frequency that bounces off anything that is in your way, while you are reversing or backing out. When your car’s parking sensor picks up a signal, it provides a clear feedback. Most of the times, the warning signal comes off as an alarm. Older models of car sensors are simple combinations of an alarm and a sensor. On the other hand, recent versions of a reverse parking sensor are more advanced. These include a display that provides a static warning if you are about to back unto an object or person.

Installing your car with a reverse parking sensor does not require too much work. You do not have to drill or puncture holes into your car. All you have to do is attach the sensors to your vehicle’s rear bumper. After affixing the sensor, this is connected to an internal device. Advanced models have an alarm or display screen as the warning device.

Previous car warning devices are bulky and are not nice to see. There are car owners, who would rather risk backing unto a pole or trash can rather than stick an ugly parking sensor to their vehicle. But with the new models of car sensors in the market, you will not have to worry about bulky warning devices anymore. There are several manufacturers of car parts and accessories that are coming up with smaller and discreet sensors. As a matter of fact, some of these are barely noticeable. These new models do not require drills and holes, in order for you to attach it to your car.

Can You Really Have a Water Powered Car

Many people are looking to ethanol as an alternative solution to running their car. However, this does not seem to be a great idea since it will may put a food supply crunch. The most fuel-efficient cars available today are the hybrids which are quite expensive and do not fit the budgets of the average family. So what can be done to keep the costs reasonable? Many web sites are selling hydrogen convertor kits that allow your existing car to become more of a hybrid. It helps you make the changes to your car and allows you to add water in order to fuel it.

We know that water is made up of hydrogen and oxygen. When exposed to the process of electrolysis, the hydrogen and oxygen get separated. This hydrogen is then used to power the engine. Hydrogen is an extremely volatile gas. This idea make others believe that a hydrogen-powered car is a threat on the streets. However, the gasoline we use today is just as volatile. When used with car and common sense, hydrogen is no more dangerous to drivers than any other type of fuel.

Another advantage is that it helps in reducing the pollution levels in the atmosphere. When the internal combustion engine uses fossil fuels, they emit dangerous chemicals into the air. These chemicals stay in the air and end up causing various environmental disasters. With a hydrogen-powered car, the emission is just water vapor. While more water vapor may lead to more rainfall, it could also prevent further damage to the planet.

Besides the benefits to the environment and to your wallet, water-powered cars have another advantage. They may extend the life of your car. Research suggests that water and hydrogen are not as hard on your engine as fossil fuels therefore it is likely to last longer and to have fewer problems. That also means less money spent on repairs and possibly a higher resell value.

Thus we may say that – YES it is really possible to have a water powered car.