Temporary car insurance for under s
Temporary Car Insurance for Under 21s
Temporary car insurance for under 21s is an ever-expanding niche in the insurance industry. This may, in part, be a response to the alarming number of young adults who drive without insurance.
Temporary insurance allows an individual to obtain a policy that will cover them to drive a car during a specific short period. Due to the nature of this type of insurance, it is unsurprising that it is very popular with young drivers who are more likely to borrow a parent’s or friend’s car.
Possible Reasons for Temporary Car Insurance for Under 21s
There are many reasons that a young driver may need to acquire temporary insurance, including renting a car for a vacation, using a parent’s car when home from college or university and moving his, or her, belongings into a new pad.
Alternatively, you may have purchased a new car and need insurance to get it home or your current policy may have expired and you need a brief period of coverage in a hurry.
Obviously, in any of these circumstances a full year’s policy would be unnecessary and expensive. Therefore, a temporary car insurance policy is the ideal solution, as it discourages the dangerous practice of driving without insurance and offers an inexpensive way for under 21s to purchase a short-term policy.
Cost of Temporary Car Insurance for Under 21s
As already mentioned, the temporary car insurance business is on the rise, therefore, there are numerous companies that should be viewed. There are many that provide insurance instantly with an online certificate of proof that can be printed.
However, drivers under 21 are considered to be at a higher risk of accidents than a more experienced driver, subsequently, any insurance policy is more expensive for somebody in this age range. Obviously, the make of car and whether the driver has made any claims in the past will also affect the cost of a temporary insurance policy.
Therefore, it is a good idea for any one looking for cheap temporary car insurance to browse as many companies as possible. Of course, some insurers will be cheaper than others and due to the added expense for under 21s it is especially advisable to shop around.
Temporary car insurance for under 21s is becoming more widely available, so it is recommended that any young person looking for a short-term policy search the internet and price comparison sites to find the very best deal for them.