Whats in a name

What's in a Name?

There are millions of cars on Britain’s roads, so it comes as no surprise that there are thousands of claims each year when accidents occur. But did you know that car insurance companies look at your surname, amongst lots of other things, to establish how safe a driver you are, and how much your premium should cost? A UK based car insurer revealed this week the top names for accidents, and the safest names for drivers.

So what is your surname? If you are blessed to be a Roberts, then you are one of the safest drivers in the UK. Roberts are the least likely surnames in the country to make a car insurance claim, and therefore much safer than the most likely to collide with another driver; Clark. Drivers with the surname Clark are more likely to have accidents, being 10% over the national average. Roberts however, tend to be 15% lower than average in the car accident stakes. Other bad drivers are Allen’s, Lewis’s, Greens, Watsons and Stewarts. Safer drivers are Hughes, Bell, Jones and Young.

Insurance companies have added that this is light hearted research, and they know that not every Clark is going to crash when taking a trip to the supermarket, and that there are some people with the surname Roberts who could go careering into the back of the driver in front.

So how does your surname rate? Do you fall into the top ten worst names for driving, or are you one of the safer ones? On the whole, your surname will not impact on your quote cost as much as your previous driving history and accidents you may have had. Shop online to find Cheap Car Insurance quotes and save yourself time and money.

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