How Private Is It To Get An Austin Auto Insurance Quote Online?

Nobody likes to give away their personal information too much, especially when they are in the “research” phase of checking out the best auto insurance deals around. So is it possible too that you will be able to protect your privacy and yet get an accurate auto insurance quote at the same time?

Insurance companies do understand that people are reluctant to give information that they think is too confidential in their initial contact with the company.  That is why their requirements to customers have somehow become a bit more lax to adapt to these demands.  But the decision is still ultimately yours.  The more relevant information you give to the insurers, the more accurate your auto insurance quotes can be calculated.  You will have a very good idea of the premiums you have to pay, unless you gave the wrong information or the insurer found out about additional factors that will have some impact to the cost, which they did not know about earlier.

Auto insurers are typically concerned with the type of risk in insuring you.  Very often, they will want to know these details:

Information about your car

It is important for insurers to know what kind of car you will be insuring.  The make, the model, and whether it is a sedan, sports car, classic car, etc, will make a difference in the monthly costs you have to pay.  The age of the car and whether it is high maintenance is also critical in their evaluation.

Information about the driver

Insurance companies also want to know who is the driver insured, the driving history, the occupation and even the city or area that they live in order to calculate the risk.  The “safer” your details seem to be, the lower the insurance premiums you would most likely need to pay after assessment.

Don’t worry about the insurance company asking you for your driver’s license number and social security number in the initial contact as you have the right to let them know you are not comfortable with giving them these details.  Even basic information about yourself can get you an auto insurance quote in Austin.  Giving more personal information will only make the quotes more precise, but no insurers would usually deny you of a quotation based on basic information.

If you are interested in finding out more after comparing auto insurance quotes online, do feel free to contact the insurer who quoted you the best deals in your opinion and liaise with them in more detail.  That’s when you may probably feel more at ease giving your private information for an even more accurate quote.

Love Your Car? Get Special Outdoor Car Covers for it

Many car owners underestimate the importance of car covers in keeping it in best shape. But the truth is that if used properly, car covers can lengthen your car’s life by several years. As the number of cars increases on our roads, we must protect them from the smoke and dust of other cars, while in parking.

As we all know, cars accumulate most dust and debris while parked at one spot for a long time. This debris can get stuck inside the engine and other vital parts of the car and cause various mechanical problems. Rain water and snow also play a spoil sport for the exterior of the car and take away its beauty. Covering the car whenever it’s parked, can help you avoid all such problems.

But not just any outdoor car cover can work. You must choose a car cover that suits your car and climatic conditions the most. The cover should be a perfect fit for the car and should neither be too small or too large for it. A small cover will not protect the car completely while a big cover has the risk of creating air pockets below it and uncovering the car during high velocity wind.

Make sure that the car cover that you choose is appropriate to the climate you live in. If you live in a place with cold temperature, where it snows often, then you must purchase a water resistant cover. This will ensure that when the snow melts, you car is not damaged by it. Such covers are also helpful during rains as they protect the car from the water.

If you live in a hot and tropical climate, then besides water resistant, the car cover should also be UV rays proof. It should provide protection from the harmful rays from the sun. As we all know, UV rays are bad for our skin, but they are also extremely harmful for the car’s exterior. Plus, a car cover will also keep your car cooler while being parked under the sun. Such covers are also essential if you are going on a holiday to a high altitude destination as the sun rays are extremely bright in such areas.

While buying car covers, make sure that it is made of breathable fabric. Such materials allow air to circulate between car and the cover. This prevents accumulation of condensation on the surface of the car and protects the expensive paint.

Color is also an important factor in car covers, but most people don’t give much attention to it. If you live in a hot area, then choose a light color like gray or white for your car cover, since these colors reflect sunlight and hence, keep the car cooler. For the areas with cooler temperatures, darker shades are more appropriate as they absorb the heat of sunlight and are also easier to spot in snow.

A car is our most beloved possession. Pamper it with a good car cover and keep it just like new for the rest of your life.

Public In Favour Of Tougher Drink-Drive Laws

According to a recent survey carried out by the road safety charity Brake and car insurer Direct Line, the public are in favour of tougher drink-drive limits.

With the current limit of 80mg of alcohol per 100ml, Britain and Malta are the only remaining EU countries with a drink-drive limit higher than the EU-recommendation of 50mg alcohol per 100ml blood.

According to the survey, drivers are in favour of a lower drink-drive limit, with seven out of 10 saying that the current limit of 80mg of alcohol per 100ml of blood should be lowered. More than half (55%) of the 800 drivers surveyed were in  favour of a new drink-drive limit of 20mg alcohol per 100ml of blood or lower, while a further 16% favoured the maximum limit recommended by the European Commission of 50mg.

According to research by Brake, someone driving with the current maximum permitted level of alcohol in their system is five times more likely to crash than if they were driving without any alcohol.

An official review of UK drink-driving laws is widely expected to recommend cutting the legal limit to 50mg which it is predicted would prevent 65 deaths and 230 serious injuries a year. However, shadow transport secretary, Theresa Villiers, said this week that a Conservative government would not reduce the limit but would instead focus on improving enforcement of the current rules.

Published by The Car Shop, one of the UK’s leading car supermarket groups. The first choice for used cars across the UK with used car supermarkets in Swindon, Doncaster, Northampton and Cardiff.

Get the Best Auto Insurance Price

When you get a new auto, or your auto insurance runs out, you want the best auto insurance price you can get. The fact is that if you are not careful, you could end up paying 20-50 per cent more to insure your auto than you need to. Nevertheless, the auto insurance business is very competitive, and you can get very low rates.
To get a good auto insurance price, you need to shop around, and get at least three quotes, and preferably more. But the question is: How? Sure, you could get on the phone, as most insurers have freephone numbers, or you could just leave it to a broker to get the best price. Or you can use the internet. These are the choices.
You won’t get the latest information on the phone
There are some disadvantages with either using a broker or shopping around by phone. First, you are not likely to get to all the best auto insurance prices. The Yellow Pages are never completely up-to-date, so if you rely on that source for insurers you may not reach a new, competitive company. If you leave it to a broker, you will only get quotes from companies the broker deals with – not every insurer. In fact, some insurance companies deal only directly with the public and do not use brokers at all. Because they do not pay the broker a fee, you usually get a better price, and these companies are hungry for your business, which is good news for you.
Googling not the best answer for this one
The most up-to-date place to find auto insurance prices is clearly the Internet. But this is one case where you may not get the best answer by Googling for auto insurance quotes one by one. The reason for this is that many of the websites listed are not actually insurers nor brokers but directories of insurance companies – and these sites are not always updated regularly. Also, you will be surprised to see quite a few sites that are out of date. Yes, that happens even on the Internet!
You really want to get to a quicker way, where you can be sure that the source of auto insurance prices has can access a large number of insurers. There are a number of sites that do this. You just key in your details and you will get a great comparison of quotes, giving you the best auto insurance prices.