Car Insurance Fraud: What to Look Out for

There is a worrying trend increasing in the North of England at the moment. Cities in the North of England are falling victim to the deceptive practice of car insurance fraud. In the past car insurance fraud was trying to claim damages in an accident that were incurred prior to the accident, sort of killing two birds with one stone. Not only did this practice cheat people and insurers out of money but also had a knock on effect on car insurance premiums.

Insurance Fraud dates back all the way to Ancient Greece where people used to purposely sink ships, it then spread to England and North America. With the arrival of the car, car insurance fraud has become a worryingly large problem for many authorities and makes insurer’s jobs harder to decide whether a claim is legitimate and can delay pay outs for legitimate claims.

The trouble is that Car Insurance fraud has evolved and is now even more sneaky and life-threatening. Some reckless drivers will pull out in front of innocent motorists and brake hard, causing the driver behind to invariably crash into the car in front and require an insurance claim. This is a very dangerous practice as it can cause serious injuries or even death for the unwitting drivers who fall victim to this scheme. The practice has even developed a subculture of people willing to arrange a crash with similar people and they even signal this fact to each other by tying a black ribbon to their cars!

Blackburn and Bradford have been named as problem areas home to high numbers of instances of car insurance fraud. In Cheadle-Hulme, south of Manchester, there were sections of the A34 bypass that motorists and businesses operating nearby were warned about as there were fraudsters who had cars containing small children and family members all packed into a car which had its brake light bulbs removed. There were a spate of reports that these drivers were braking suddenly near roundabouts and getting into car collisions.

To further the windfall these people then go on to claim personal injuries such as whiplash. These despicable actions do nothing but punish the innocent sensible drivers and can put them in danger too in cases like those mentioned previously. It’s practices like these that increase car insurance premiums for everyone just as much as uninsured drivers. So be careful when on the road and always keep a safe distance from the vehicle in front.

Own your Own Exotic Car!

Have you ever wanted to own your own exotic car? Dream about it day and night, wondering what it would be like behind the wheel of that convertible or exotic car. Feeling the leather steering wheel between your hands, the engine revving, heart racing anxiously to feel the torque of the engine once you hit that gas pedal, is a reel rush. An exotic car is definitely an exciting car.

Yes, I want my own exotic car. How about you? While many of us can not afford the high price of an exotic car, there are alternative ways to owning one. We can own the spirit of the car. If we surround ourselves with the spirit of the car it should provide us with a great way to own the cars spirit. We can do this through a couple of ways.

We can die cast replica’s of the car. Place it on our desk and enjoy it. Find as many exotic car photos as you can, and surround yourself with them. Build a shrine dedicated to this masterpiece of modern machinery. This in many ways can help you enjoy the spirit of the car.

One of my favorite things to do is to find the best exotic car wallpaper that I can find and dress up my desktop with it. If I find the right car wallpaper for it, it will literally jump off the screen. This way no matter what I am doing on my computer I am always reminded of what a beautiful masterpiece it is. I can enjoy it at any hour of any day.

Finding the right photo is probably the most important aspect. You can spend hours and hours looking for a good car wallpaper and end up with nothing but a poor pixilated image. It is very important to find a high resolution car wallpaper. If you don’t, you will end up seeing nothing but squares as opposed to smooth lines. This will never help you capture the essence of your dream car. It would not do it justice.

There are a few locations online that you can locate just such quality car wallpapers. Conducting a simple search on Google can usually produce some decent results. If you type in the name of your dream car plus the word wallpaper you might be able to find the right combination of resolution and imagery that you are looking for.

I know this is no consolation to owning the real thing, but for some people it will be as close as we are going to get. With prices of cars rising rapidly, it might be very difficult to ever enjoy our dream car. So why not own the next best thing, the car’s spirit.

If you are looking for places to find good car photos or quality exotic car wallpaper click here.

Be Prepared: Essential Tips for Safe Driving in Poor Conditions

As the year draws to a close, many will remember the serious floods which affected many parts of England and Wales during the summer. With the possibility of more adverse weather to come, there are many preparations which may help make periods of bad weather less unpleasant and reduce the risks to you and your property; but with Christmas and other concerns at the forefront of most people’s minds, these often go overlooked.

A recent study by the Highways Agency found that over half of drivers would choose to go ahead with car journeys regardless of severe weather warnings, with a third admitting that they would not check their vehicle or route before setting out. Failure to take the weather into account in this way can have disastrous consequences, and there are plenty of simple precautions which can save you strife later on.

Before setting out, you should always be sure that your car has been recently serviced and the MOT is up to date at the beginning of winter, in good time bearing in mind that service centres and shops will be closed over the holiday period. Check that all lights, including fog lights, are clean and working, top up levels of oil, water and screenwash and add antifreeze to the radiator. The battery and tyres should also be checked at this stage – it’s especially important to have a good tyre tread depth in wet or snowy conditions.

When planning a journey, remember that it’s likely to take longer than usual in bad weather. Apart from the possibility of icy or snowy roads or accidents causing delays, stopping distances are greatly increased even in the rain and the roads may be busier than usual. Where visibility is poor due to darkness or fog it’s sensible to drive slower and be very aware of your surroundings; and during school holidays watch out carefully for children, who may run or cycle into the road. Never drive tired – delayed reactions can be extremely dangerous. Remember that if you run into seriously bad fog, snow or flooding, it’s possible to get stuck for longer than you planned along your route, so it makes sense to be prepared by packing spare warm clothes and boots in the car along with the spare tyre, and even some snacks, water and money.

Finally, it’s important to be prepared for eventualities such as black ice and skidding, and this is particularly essential for younger and less experienced drivers or if you’ve recently got a new vehicle. If you’re not confident about driving with low visibility or about knowing what to do in emergencies, think about getting advice or training from a more experienced driver and don’t drive if you don’t have to: ‘better safe than sorry’ is the watchword here.

You may also want to consider taking a Pass Plus course, aimed at new drivers, which can take just six hours and includes modules on driving at night and in all weathers. Apart from boosting your confidence and driving skills, Pass Plus can give you a good discount on car insurance – which, of course, should be one of the first things you make sure is up to date before you drive, regardless of the conditions.

Custom Floor Mats: Most Reliable Way to Protect Your Car Floorboards

Floors of your vehicle are very crucial area. For a greater experience inside your vehicle, it’s necessary to maintain your car floors with custom floor mats. Why custom floor mats only? Well, this article is all about the same. Here we will discuss why you need to get custom made floor mats, what makes them effective and much more.

Floors of our vehicle play crucial role when it comes get maximum pleasure and comfort inside your car. If the floorboard is dirty, ugly, and damaged, you cannot expect greater comfort and fun. With regular use the floors of your vehicle suffer lots of abuses. The floorboards have to deal with dirty shoes, friction, mud, water, sand, and varieties of other hazards. If left unprotected, floors will be damaged soon.

There are many ways to protect your factory mats. Among others, one of the most effective ways is getting quality floor mats. Custom made floor mats are the most effective auto accessories that guarantee superb protection at affordable cost.

There are several aspects that determine the effectiveness of floor mats. These include fitting, strength, softness, abrasion resistance, durability among others. Custom made floor mats are especially prepared floor mats. These are prepared according to the specifications of your vehicle. Since these are especially manufactured for your vehicle floorboards, the custom-made floor mats fit right.

When it comes to prevent varieties of hazard and abuses, it’s necessary that the factory mats are completely covered with reliable mats. The reliable materials used in these quality auto accessories provide desired protection against hazards.

There is a wide range of custom floor mats available to choose from. Some of the most reliable and durable custom made floor mats include Nylon Carpet floor mats, Clear Nibbed floor mats, and Carpet-70 Ounce floor mats among others.

Different auto floor mats comes with different features. For instance, if you want elegant floors, Clear Nibbed floor mats are best for you. On the other hand, if you want floor mats that are string and durable, get floor mats such as Carpet-70 Ounce Floor mats. So, select the best suitable auto accessory among the varieties of custom-fit floor mats for comfortable and elegant car interiors.